Tap everything that applies to you
Benefits you're not claiming
£24bn of income-related support goes unclaimed every year — Universal Credit, Council Tax support and more. A 10-minute check with a free official-grade calculator shows exactly what you're due.
Run the official check →Pension Credit
Over £3bn of Pension Credit goes unclaimed — hundreds of thousands of pensioners miss out. If you're over State Pension age on a modest income, this one check can also unlock other help.
Check in 5 minutes →Lost pension pots
£31.1bn sits in lost or forgotten UK pension pots — usually from old jobs. The government's free Pension Tracing Service finds schemes you've paid into.
Trace my pensions →Your Child Trust Fund
£1.7bn is sitting in dormant Child Trust Funds. If you were born between 1 Sep 2002 and 2 Jan 2011, the government opened one for you — hundreds of thousands have never been claimed.
Find mine →Marriage Allowance
If one of you earns under the personal allowance, you can transfer part of it to your partner and cut their tax — and backdate up to 4 years. Takes minutes with HMRC.
Claim it →Premium Bonds & lost accounts
Over two million Premium Bond prizes have never been claimed — there's no time limit. Old bank and savings accounts can be traced free too.
Check my bonds →25% off your council tax
Live alone (or only with people who don't count for council tax)? You're entitled to a 25% single-person discount — and it's one of the most commonly missed claims.
Apply via your council →Tax refund from HMRC
Stopped work, changed jobs, or paid emergency tax? You may be owed a refund for this or previous tax years. Check directly with HMRC — never pay a claims firm for this.
Check with HMRC →Help with childcare costs
Tax-Free Childcare pays £2 for every £8 you put in, up to £2,000 per child per year (£4,000 if disabled) — and many eligible families never open an account.
See if you qualify →LEXUN links only to official government and provider services — we never handle your claim, take a cut, or see your answers (they stay in your browser). Figures are national estimates from the cited sources; what you're owed depends on your circumstances. This is guidance, not financial advice. Want the full picture? Run your Life Capital read →